All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in Worcester, Massachusetts, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
Motorcycle Insurance
We are a Massachusetts based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in Massachusetts to find you the best coverage at an affordable price. You can either fill out our online quote form or contact us for a free, no-obligation quote.
Boat Insurance
RV Insurance
Contact us to find out more about recreational vehicle insurance in Worcester, Massachusetts including the Holden, Millbury, Oxford, Shrewsbury, and Spencer areas.
ATV Insurance
Inland Marine Insurance
Truck Insurance
Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Our agents at Thomas Carroll Insurance will help you find the best coverage you need for your business.
Jet Ski Insurance
Consult with one of our professional agents at Thomas Carroll Insurance to make sure you have the right coverage at a competitive price. We can evaluate your boat or jet ski insurance needs to find special coverages you may need or any discounts you may qualify for. Some additional discounts and coverages may include...
You may be speculative why it's necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims. You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risks and your property is in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is extremely cheap.
Home Insurance
Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation.
Deciding on the right Massachusetts Individual Life Insurance policy usually depends on your future goals. Whether you wish to provide a tax free income for your beneficiaries, have funds for the payment of the final expenses or estate taxes, replace the income that is lost if you die, or provide a significant charitable contribution, we can help you chose the policy that will fit your needs at an affordable price.
Health Insurance
Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.
At Thomas Carroll Insurance, we pride ourselves in evaluating your business insurance needs in Worcester, Massachusetts. We take the time to find out the different challenges your industry may have for insurance concerns and tailor a package that fits your risks. We also look at other exposures your business may have according to your personnel, location and future plans.
Commercial Property Insurance
Commercial Property insurance covers the building that your business owns or rents. A Massachusetts commercial property insurance policy would also cover equipment, computers, tools and furniture. Let the agents at Thomas Carroll Insurance evaluate your commercial property insurance needs to find the best suite for your liabilities and risks.
Workers Compensation Insurance
At Thomas Carroll Insurance, having a workplace that is protected gives you extra security. As a Massachusetts employer, you have an obligation to ensure a safe work place and the law requires a business to have Workers Compensation Insurance. Work Comp insurance can provide the coverage to protect you from those unpredictable occurrences.
Professional Liability Insurance
Professional Liability Insurance or PLI is a form of liability insurance necessary to help protect businesses in the service or consultant industry. A claim of negligence can be very damaging to a growing business and if the claim results in monetary damages can be catastrophic.
Restaurant Insurance
We can service your restaurant insurance needs in Worcester, Massachusetts including the Holden, Millbury, Oxford, Shrewsbury, and Spencer areas.
Every business needs to protect themselves from accidents or injuries that may occur on their business grounds. General Liability insurance coverage can protect your Massachusetts business from these unexpected expenses.
Jewelry Insurance
There may also be other coverages that you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at Thomas Carroll Insurance can help you understand your other risks and help you evaluate whether you may need additional coverages in your Massachusetts home insurance plan.
Your standard Massachusetts flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.