Auto insurance can be a confusing purchase! Comprehensive coverage, collision coverage, uninsured and underinsured motorist coverage - it can be overwhelming. Certainly budgets dictate careful scrutiny of your auto insurance purchase, but keeping a few things in mind when shopping for insurance can go a long way to keeping you out of trouble in the future.
Boat Insurance
Looking for quality marine and boat insurance? Look no further! We are an insurance agency that specializes in providing coverage for boats and other watercraft. Our policies offer comprehensive protection, and we work with some of the top carriers in the industry to ensure that you get the best rates possible. Plus, our agents are available 24/7 to answer any questions you may have about your policy or coverage. Contact us today to get started!
We can provide a variety of term life or cash value life insurance such as universal life and permanent life insurance to meet your needs. Some term life insurance now offers the ability to return your premium at the end of the policy period, pay your policy for 20 years and receive a refund check for the total of your premiums paid at its conclusion!
Health Insurance
If you are in need of individual health insurance, we have a variety of plans to offer. Whether you are looking for health insurance that provides a per doctor visit copay ($25 or $30 per visit), or plans with a larger deductible, we can help. Most individual health insurance quotes can be prepared and e-mailed directly to you. Applications can be done right over the Internet and securing coverage is quick and easy. Call us for a quick, no obligation quote!
Disability Insurance
Your chance of becoming disabled are far greater than that of premature death yet few people take the step to protect their income through the purchase of disability insurance. With the financial obligations of our times, protecting your ability to meet your monthly obligations such as mortgage payments, utility payments, automobile payments, etc., the list goes on and on, may be the most critical need we face. We can help by designing a disability income insurance program to fit your personal needs and provide you with piece of mind when you will need it most.
We offer insurance programs for the small to large business. From a single person's organizations to 300 employees and larger we can design and manage an insurance program for any size business. Our clients have the opportunity to take advantage of our combined 60+ years of experience in the business insurance field to properly cover their most precious asset, their ability to generate income and wealth. Insuring commercial buildings, autos, manufacturing plants, corner convenience store, auto repair shops, we have the knowledge and experience to assist the business owner to properly insure their business.
Commercial Property Insurance
Your plant, inventory, and manufacturing equipment are very valuable tools of your business and need to be protected from windstorm, fire, or any other other unexpected event. You never know what might be around the corner and our Business Property Insurance will help protect your business.
Commercial Liability Insurance
Protect your investment in your business with comprehensive commercial business liability including product liability insurance coverage for injuries or damage to property alleged against your business. Protection for claims resulting from alleged defects or injuries from your product or services is a necessity in business today. We can help you put together a liability program specific to your business needs.
Talk with your insurance company or agent about additional coverages such as flood insurance or earthquake insurance. The standard homeowners policy does not cover losses that result from floods or earthquakes due to the unpredictability and widespread catastrophic nature of these events. In addition it is important to note that the standard homeowners policy also does not cover landslides, mud slides or sink holes. However, coverage for these events may be available as an endorsement to the homeowners policy or under a separate policy.