All of us like the freedom of the open road. However, when traveling on this open road, there is a long list of responsibilities and hazards that you may have to look out for, such as bad weather, road rage, tourists, young drivers, uninsured drivers, and more. Fortunately, auto insurance in New York can protect your journey from many of these risks. Car insurance is not an option in New York, it’s a must. Instead of opting for a cheap policy that doesn’t adequately fit your needs, work with the team at Northeastern Group to secure affordable coverage that you can rely on.
For most of us, our home is our most valuable financial asset. Naturally, you will want to protect is as best you can. After all, it is a vulnerable asset and all it takes is one fire, storm, burglary, or flood to cause complete destruction. Fortunately, homeowners insurance in New York works hard to actively defend your home and finances against common risks, giving you the peace of mind that you’re adequately protected.
Having life insurance coverage is a must for anyone who wants to ensure that they can support their family in the most difficult of circumstances. Life insurance is designed to cover your family’s finances when you are no longer around to do so. In the event of your death, life insurance benefits can assist your family in affording funeral expenses, remaining debt, daily living expenses, your child’s future college tuition, and even allowing your living spouse to retire on time as planned. Life insurance is a selfless policy that you should consider to protect your family.
Health Insurance
Health insurance is a must-have in today’s society. Illness and injury can happen to anyone at any time, and health insurance can provide you with the peace of mind that you have financial protection in place when you visit the doctor or hospital. With healthcare plans constantly changing, it’s wise to work with an experienced insurance agent who stays on top of the latest healthcare updates.
A Business Owners’ Package, commonly called a BOP, contacts many of the insurance coverages needed by most small businesses wrapped up in one policy. As a business owner, you know you need excellent coverage. However, you don’t have time to become an expert in business insurance. That is where a BOP comes in. A compact policy with essential coverages enables your business to save time and money, making insurance a snap. With a BOP, you also have the ability to customize your policy to meet your individual business needs. At Northeastern Group, we can help your business find a suitable Business Owners’ Package in New York and beyond!
Commercial Property Insurance
Commercial Liability Insurance
If you are a small business, only certain types of commercial lines property/casualty insurance policies are covered by these amendments, generally including property, fire, commercial general liability, special multiperil, medical malpractice, workers’ compensation, commercial auto (including livery and other for-hire vehicles), and commercial umbrella insurance. A business qualifies as a “small business” if it is resident in New York State, is independently owned and operated, and employs 100 or fewer individuals. If you are a small business and an affected policyholder, please contact your insurer or broker if you are uncertain whether your policy is covered.
Most package policies provide a liability insurance limit of $1 million for any one loss and $2 million in any one year. For many businesses, this limit is inadequate for real economic security. As a result, additional layers of protection in million-dollar increments are readily available in today’s insurance market for most businesses.