We have three great county mutuals each with their own niche. Whether you have a small acreage or a large scale farming operation we have the company and experience necessary to meet your needs and budget. We can also package your farm with your auto insurance for additional discounts.
If you’re like most people, your home is your biggest investment. We have a lineup of home insurance companies each having their own specialty. We can tailor your coverage to address your specific concerns, meet your budget, and protect your investment. We also offer renters and condo owner’s insurance and can package your home with your auto insurance for additional discounts.
We offer life insurance through a variety of companies and can develop a plan that best suits your needs including term life, universal life and whole life insurance.
Health Insurance
In the summer of 2021 Michael was presented with an opportunity from long time agency owner, Tom Gifford, to purchase Gifford Insurance Agency, Inc. Michael now not only serves as an agent but also President (owner) of Gifford Insurance Agency, Inc. Michael is both humbled and honored to serve as the owner of Gifford Insurance Agency as the Gifford Insurance name is stamped into the fabric of Elkader and holds a high standard of family based service and putting our customers first. Michael states, “It is important to me that the Gifford name stays with the agency as previous owners Glenn Gifford, Brian Gifford and Tom Gifford put their life’s work into serving their customers and putting their needs first. That is the same kind of service that we will continue at Gifford Insurance Agency. I am humbled to have personally known Brian Gifford as I grew up in Elkader and also to have been personally trained and led by Tom Gifford throughout my insurance career since 2016. Tom has always done insurance the right way and covered his customers for any risks that were present within their businesses, autos, homes, farms, etc. The wealth of knowledge that Tom had in the insurance industry was something that he shared with me daily when working side by side with him. I will always be grateful to Tom for taking the time to teach and also for being a close friend. I also want to thank long time and current agent Kevin Lau for being instrumental in guiding and teaching me in the insurance aspects of farm, home and auto, crop and health insurance. I couldn’t have asked for two better agents to learn from.”
Long Term Care
We offer health insurance primarily through Wellmark Blue Cross/ Blue Shield and offer a wide variety of plans for individuals and businesses. We can also offer disability coverage and long-term care insurance.
We offer all types of coverage from traditional lines such as business auto, property, commercial general liability, inland marine and workers compensation, to new lines such as equipment breakdown, electronic data processing, and employment practices liability. Our standard companies have all sorts of appetites and our specialty companies and brokers can help with those hard-to-place risks.