How much does that retirement community REALLY cost? Make an informed decision. State directories include data on Price and Monthly Fees, Refunds and Discounts, & provisions for Long-Term-Care. The question that consumers need an answer to and which is often the most difficult to answer is: "WHO PAYS FOR LONG-TERM-CARE AND WHEN?". Rate facilties of interest based on YOUR priorities. State and Regional Directories available for $25.00 + postage. No ads or promo fees. 48+ pp.