When an insurance company is preparing a policy for a potential customer, it will want to know about the person’s previous driving record, whether they have any recent accidents or tickets, and what type of car is to be insured. Insurance companies have different programs for different customers. Adults with good driving records will generally pay less for auto insurance than will a young driver with traffic tickets. In order to determine which program you qualify for, an insurance company needs basic information about you. In addition to your age, gender and driving experience, information about the vehicle you drive–and how you drive it–helps to determine a fair price.
Motorcycle Insurance
Boat Insurance
From the smallest skiff to a luxurious yacht and everything in between, we have many options available. We make sure that you enjoy your time on the water without worrying if your boat insurance policy is right for you. Our Account Managers can tailor an insurance policy to suit your unique needs.
Truck Insurance
We’re truck insurance specialists who understand what you require for owner operator insurance, whether you’re under lease to a motor carrier or operating under your own authority. We help you make sure that you’re fully compliant with the insurance regulations and will customize your policy to meet your specific needs.
Many renters don’t realize that the owner/landlord has insurance for the building, but what’s inside your walls
Home Insurance
A: The typical homeowners policy has two main sections: Section I covers the property of the insured and Section II provides personal liability coverage for the insured. Almost anyone who owns or leases property has a need for this type of insurance. Often, homeowners insurance is required by the lender to obtain a mortgage.
Kristie has been in the insurance industry for over 12-years handling auto, home, liability, and life insurance. She strives to ensure her service and attention to detail wows her clients. Her favorite shows include Law and Order, Criminal Minds, and This Is Us. She loves spending time with her husband, Jarrod, and their 4-year-old. They are usually at home watching movies or playing at a park.
Sometimes it’s hard to think clearly at the time of an accident or loss. It’s good to get a little local advice, so you’re prepared when the worst happens. Whether you have an auto, home, or business insurance, here are a few steps you can take to make sure we have everything we need to resolve your insurance claim quickly.
Commercial Property Insurance
However, the furniture, computers and equipment in your building require specific protection as well. This is where Commercial Property Insurance comes in. A typical Commercial Property Insurance policy covers the property of your business that a BOP will not. We can help you to compile a Commercial Property Insurance program to include coverage for...
Workers Compensation Insurance
Self-Insured Workers Compensation Group We delight in the challenge of contributing to a team environment while also working independently as we ensure our self-insured workers’ compensation clients are well taken care of; if this sounds like you, apply today.
Commercial Liability Insurance
We take your business liability protection seriously and are able to develop packages for comprehensive business liability insurance for your company. General liability, along with property coverage and workers’ compensation insurance, is a crucial tool that specifically protects the assets of a business when it’s sued for something it may have – or have not – done to cause personal injury or property damage.
Professional Liability Insurance
Mia has been working at First American for two years but has been in the insurance industry since 2010. She began her career in lawyer’s professional liability and soon transitioned into personal lines. Mia enjoys watching anything on the food network, and her favorite local restaurant is Milano’s.
Our personal insurance specialists can review your umbrella Insurance options, which typically can be purchased at a low cost to provide added coverage protection. Contact us today for more information on umbrella policies and a quote!
Pet Insurance
Tired of paying too much for business insurance, truck insurance, renters insurance, pet insurance, auto insurance or home insurance? Shop with us. We’ll help you find a plan that works extra-hard to protect you, at the best price possible. And, we’ll help you become a smarter insurance shopper too.
Standard Flood Insurance Policies: If you live in a community that participates in the NFIP, your building and its contents can be covered by a standard flood insurance policy. The National Flood Insurance Program (NFIP) was established by the Federal Government to help communities who “voluntarily participate in the NFIP by adopting and enforcing floodplain management ordinances to reduce future flood damage.” To be considered a flood, the waters must cover at least two acres or affect at least two properties. You must apply for building coverage and contents coverage separately if you choose to invest in a standard flood insurance policy.