Does your business use commercial vehicles? Whether you’re using cars to run errands or semis to transport goods, business auto insurance is what will protect your company from potential peril.
Motorcycle Insurance
If you’re in a motorcycle accident, do you have enough coverage? Motorcycle insurance helps take care of your bike, yourself and any property damage if you are in an accident.
Boat Insurance
A recreational boat is a large investment. one that you’d hate to lose due to an accident, fire, storm, theft or other mishap. It’s important to protect your assets. The team at GMM Insurance can write a boat insurance policy tailored to fit your individual needs.
ATV Insurance
The GMM Insurance team in Lexington, South Carolina is committed to helping everyone we meet make better coverage decisions. In fact, we write policies for everything, including the weird, wacky and wild. Our golf cart and ATV insurance policies help you protect your off-road vehicles in the event of theft, accident, vandalism and more.
Inland Marine Insurance
Inland marine insurance is designed to cover your equipment, materials and products when they are temporarily warehoused by a third party or transported over land.
Just because you don’t own your home yet doesn’t mean you shouldn’t have insurance coverage that takes care of your possessions in case of an emergency. Renters insurance provides you with coverage when you’re renting your home, whether that’s in a house or apartment. If you have concerns about a potential burglary, natural disaster, or other potential loss of your possessions, having a rental insurance policy in place can help protect your possessions. It is always a good idea to have a Renters Insurance policy to protect yourself and your things just in case.
Home Insurance
Whether it’s a hurricane, break-in or a neighbor kid taking a bad tumble, homeowners insurance helps protect your biggest asset – your home. If you need help determining the right coverage for your home, we can help!
Landlord Insurance
Owning a rental property is a great way to earn additional income or to save a little extra for your retirement. However, part of being a landlord, just like other investments, is protecting your rental houses and apartments against things like fire, vandalism, tornados, storm damage and theft. That’s where landlord insurance from the experts GMM Insurance can help.
Other types of business insurance often protect business assets adequately, but if your company is suited for inland marine coverage, specialty policies and customized coverage are available. They include...
Workers Compensation Insurance
In short, when an employee is injured on the job, or becomes ill because of their job, workers compensation insurance kicks in. Further, workers’ compensation insurance can cover anything from falling accidents at construction sites to carpal tunnel injuries at an office.
Commercial Liability Insurance
In summary, special event insurance is usually coverage for a special, one-time event that doesn’t fall under a commercial umbrella. For example, it might be liability coverage for an ocean-front wedding. Or for sponsors hosting a local farmers market sale in the town square.
Professional Liability Insurance
Builders Risk Insurance
Builders Risk Coverage: A primary category of inland marine insurance, this is coverage that is virtually a requirement for anyone involved in construction, and it is appropriate in some cases even for individuals contemplating a building or renovation project. It covers loss of materials that are to be incorporated into a building before, during and, sometimes, after installation
Unfortunately, we live in a time when people are more likely to file a lawsuit than try to work out a settlement directly. The result can often be expensive and time-consuming, even if you eventually win the lawsuit. That’s where personal umbrella insurance can help.