An ISU Network Member; Better Business Bureau; Building Industry Association of Central South Carolina; Independent Insurance Agents and Brokers of South Carolina;
The odds of a car accident occurring involving one of your company vehicles or a vehicle one of your employees is driving are high, and with auto accidents the risk of expensive medical bills is common. A single accident could destroy your financial security if you don’t have adequate business auto insurance.
From simple term life insurance to complex estate planning solutions, Sadler & Company will provide expert advice and access to almost the entire universe of insurance carriers and products. We always recommend the solution and product that is in the best interests of our clients, whereas some of our competitors are more concerned with maximizing their commissions. In addition to life insurance, we also provide best-in-industry long term care and disability products.
Health Insurance
Sports and recreation organizations have athletic or other participants who may be injured during an event. If their bills are not covered by health insurance, they may respond to collection efforts from medical service providers by looking for a “deep pocket” to sue.
Long Term Care
We can handle all your life, disability, long-term care, and fixed annuity insurance needs whether they are simple or complex or paid for by individuals or companies. We offer expert advice and fast quote turn around times.
A small business owner faces many risks of having a claim filed against them. For many small businesses, the legal fees involved in responding to a claim can be devastating. Having adequate small business insurance is critical to your success.
Commercial Property Insurance
For businesses with a storefront or office, commercial property insurance will typically be needed; in the same manner, businesses that operate vehicles for business purposes need to carry commercial auto insurance.
Workers Compensation Insurance
Performance metrics released in May 2022 in the 2021 State of the Line Report produced by the National Council on Compensation Insurance (NCCI) indicate a decrease in workers compensation claims, due in part to pandemic-related shutdowns and to the rise in telecommuting.
Commercial Liability Insurance
Your current commercial liability or business policy most likely does not cover EPLI claims. Many commercial umbrella policies “follow form” on the underlying commercial liability and therefore would not provide any coverage.
Professional Liability Insurance
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Builders Risk Insurance
This type of coverage is one of the most crucial for a builder to have. Builders Risk insurance provides coverage for the duration of a single project against theft, vandalism, acts of God, collapse, and more. This is a job-to-job policy and should be purchased before work is commenced on any job site.
We have access to all the leading A rated insurance carriers that specialize in life, disability, long term care, and annuities. Therefore, there is no reason why we should ever be beaten on price.
Liability Insurance
Any small business professional needs protection against potential claims that can arise. Business owners with a public location risk slip-and-fall lawsuits, for example, would be protected with General Liability insurance in that sense. Small business professionals who offer services – like accounting services, consulting services, or other professional service – face the daunting risk of being served with a claim of professional negligence that resulted in financial loss or damage.